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Many people own commercial properties and lease them out. Leasing such spaces has its own set of benefits, one of which is the ability to obtain a Term Loan against rental income. Lease Rental Discounting (LRD) is a type of Term Loan that is secured by income-producing commercial assets/property. The LRD Loan is based on the assumption that your leased property generates fixed rent, which you can use as 'Collateral' to generate funds immediately.